Lawley Habitation Insurance and Risk Management
Thanks for joining Lawley at the Co-op, Condo and Apt Expo. Visit our website to find out more about our habitational insurance and risk management consulting practice groups, with experience across New York State.
As a property manager, owner or developer, you have specific business insurance and risk management needs. Lawley Insurance is uniquely poised to meet them. We can deliver what you need when you need it, with the complete range of traditional and non-traditional coverage, as well as value-added services such as:
• Consulting on life safety and trip and fall issues
• Templates and procedures for snow removal, salting logs and evacuation plans
• Claims analysis/claims support
• MyWave™, the customized client portal with industry specific Human Resources tools and information
FAQs
Q: How much liability insurance do I need?
A: Liability policies provide coverage for defense and settlement costs. Defense coverage is unlimited in most cases. There are a variety of discretionary limits available. Consider purchasing sufficient coverage to allow you to maintain your assets.
Q: How much business property insurance do I need?
A: Business property insurance protects your building and the property within it, including computers, furniture, fixtures, and personal property used to conduct normal business operations. You can purchase coverage sufficient to replace your property.
Q: What can I do to control my workers’ compensation costs?
A: Claims drive workers’ compensation costs. The best way to control claims costs is to identify how and why claims occur. A loss analysis can pin point the type of accident, location, time of day, occupation, etc. Once the causes are known, you can implement an employee safety program.
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