Your Cell Phone Can Wait. Avoid Calls Or Texting While Driving
Across the United States, almost 700,000 drivers use their cell phones or other electronic devices while driving, according to the National Highway Traffic Safety Administration (NHTSA). According to NHTSA reports, an estimated 421,000 people were injured in car accidents in 2012 involving a distracted driver, a 9 percent increase from the prior year. Additionally, 31 percent of American drivers ages 18-64 reported that they had read or sent text messages and engaged in texting while driving at least once within the 30 days prior to the survey.
Cell phones, and particularly smart phones, are considered one of the leading driver distractions. As a result, more communities are placing restrictions on drivers’ use of cell phones. The following tips are offered to motorists with regard to cell phone use in vehicles.
- You should wait until the car trip is complete before placing a call. Your cell phone’s voicemail feature should answer a call while you are driving
- Consider keeping the cell phone completely out of reach in your car to keep the temptations from usage at bay
- Absolutely essential calls should only be performed while stopped. However, it is not wise to pull over on the side of the road where a rear-end collision is possible. Instead, you should pull into a parking lot to perform this task
- If you have to make a call, take advantage of speed-dialing capabilities
- At a minimum, you should never drive and talk on the cell phone during stressful, emotional, or complex discussions since the risk of an accident is heightened during such times
- You should never text while driving
Stay safe on the roads for the well-being of you, your family, and the other drives out there.
Get more personal insurance and risk management tips and ideas from IRMI.
Copyright 2015 International Risk Management Institute, Inc.
As director of personal insurance, Paul is responsible for a team of more than 40 people spread across all of our locations. His 30+ years of experience in the industry have given him expertise in personal insurance, personal asset protection for affluent families and business owners, risk management and group personal excess.
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