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Understanding a Health Captive

The Current Healthcare Crisis

Employers are conditioned to accept the current marketplace health insurance options.

  • Limited competition and each year increase copays and deduct
  • Limited data and options to help control costs or reduce claims
  • Costs go up significantly after having a bad  year

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The Industry is essentially rigged against the employer

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The Healthcare Problem

Employers are conditioned to accept the current marketplace health insurance options.

  • The healthcare delivery system today is controlled by a few insurance companies
  • Healthcare services are not transparent and vary widely between providers.
  • The choices for hospitals and physician practices are shrinking from industry consolidation.

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What if you could self-insure without all the risk?

Health Captive

Lawley’s health insurance captive program gives you transparency in claims data and the potential to save significantly for the healthcare costs you don’t use.

FLEXIBILITY

Choose the benefits and programsthat work best for your organization, State mandates are optional

CONTROL

You decide how to design and administer your plan

TRANSPARENCY

Know where your money is going, Comprehensive claims data to better manage your plan

10 Year Cost Projection

What your current estimated premium would be in 10 years with a constant 10% increase per year.

Want to learn more about how a Health Captive can help you and your business?

Contact Us
$1,100,000*

Captive Layer Shared Risk Funds Returned to Captive Members in 2015

*Not guaranteed every year, results will vary.

(p) 716.849.8618 | (f) 866.211.4683 | (Toll Free) 800.860.5741
361 Delaware Ave, Buffalo NY, 14202

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