Buffalo Medical Group

Changes to the Affordable Care Act have created new incentives for companies to offer wellness programs for their employees. Implementing or expanding HR wellness programs might be easier than you think with the Lawley Insurance employee wellness team, a group dedicated to setting up and maintaining wellness programs in companies of all sizes.

Proactive health management efforts is an opportunity to reduce the healthcare costs for your business while at the same time improving the health of employees. By effectively reducing the number of employees who are at risk of becoming chronically ill and managing the conditions of the chronically ill, the overall consumption of healthcare costs can be reduced.

Recognizing how significant this opportunity can be to you, we take a very proactive approach to helping you create an effective health management plan for your business. Our team of wellness experts will can create specialized programs that promote consistent, healthy behaviors at the workplace. From health education seminars and assistance in health fairs to the coordination of effective communications campaigns, the Lawley Benefits Group is your true health & employee wellness partner.

We have an exclusive partnership with Milliman, a national and international independent third-party actuarial consulting firm that uses experience and propriety models to analyze data. This gives us the ability to provide clients with better benchmarking, renewal evaluations, IBNR calculations, and Sarbanes Oxley compliance. It is by design that we have incorporated a third-party actuarial oversight, a feature our clients and their auditor’s value more than a broker/consultant having an actuary on staff. The reasoning behind this strategy is that during the audit process clients have stated that this structure helps them to best meet their goals of an independent analysis of the facts

• We recently surveyed the Buffalo and Rochester markets to determine an employee benefits benchmarking study. The results of this annual study were compared to the national averages. To read the results of this, Download the PDF here
• Financing – cost evaluation, funding evaluation and validation
• Plan Performance, trend analysis and  trend management
• Contribution Analysis
• Plan of benefits modeling
• Wellness Program ROI Analysis
• Regional, National, Industry Benchmarking (plan design, cost sharing, Milliman survey, trend)
• Milliman Benefits Inserts
• Milliman Benefits Brochure

As an added value, our team created Lawley Benefits University – a centralized resource that keeps you updated and informed on the requirements under the Affordable Care Act, ERISA, and all other federal and state laws governing employee benefit compliance.

• Open Enrollment Checklist (PDF)
• Employer Shared Responsibility Final Regulations
• Employer Reporting of Health Coverage Draft Instructions